An honest answer: some micro-businesses run fine from DMs. Here is how to tell if you are one of them, and the minimum site that fixes it if you are not.
Here is the honest answer: some businesses genuinely do not need a website, and you probably already suspect you are one of them. If you are booked out by word of mouth, sell small batches that go in a day, and almost everyone who buys from you already follows you, Instagram and your DMs can be enough. For everyone else the problem is not that social media is bad at its job. It is that a profile cannot be found by a stranger searching for your service, cannot answer price questions while you sleep, and is not yours.

Plenty of small businesses run perfectly well from a phone, and a site would be a chore they maintain for nobody. You are probably one of them if most of these are true:
If that is you, stay where you are and spend the hour on your feed instead. The signals that it is time to change your mind are specific:
A website does not replace any of the following, and anyone telling you to abandon social media is selling something.
So the real question is not Instagram or a website. It is whether the gaps in a profile are costing you money.
1. Be found when someone searches for your service. In BrightLocal's 2026 study of 1,227 US consumers who had searched for a local business in the previous three months, 52% started on Google Search and 9% in Google Maps, against 9% who started on social media and 8% on an AI tool. Across the whole search, 71% used Google at some point and 30% touched social media. That is a US sample, but the shape is familiar in the UK, Europe, India and Brazil: social is where people browse, search is where they go once they want something specific. Indexed Instagram posts help when someone searches your business name. They rarely help when someone searches "emergency plumber" plus their town.
2. Answer the boring questions without a conversation. How much, do you cover my area, are you free in November, do you take small jobs, how big is the deposit, how long does it take. A grid of photos answers none of that, so the customer has to message and wait. In the same study, 73% of searches started on a phone and 28% of people decided in under five minutes. If your price is a four-hour wait away and a competitor's is on a page, you lose quietly and never find out why.
3. Take an order or a deposit at 11pm. During 2025 Meta removed native checkout from Facebook and Instagram shops. The change began rolling out in June 2025 and most shops had moved across by the end of that summer. Tapping a product tag now sends the shopper to the seller's own website to pay, and Meta no longer handles order management or disputes in the app. Without a site, that tap has nowhere to land and your checkout is you, awake, typing bank details.
4. Survive a reach change or a lost account. Reach is rented, and the rent changes without notice. Accounts also vanish: through 2025 and 2026 there was extensive reporting on Meta accounts removed in error, with appeals handled largely by automated systems and some only reinstated after journalists intervened. Platform features get switched off too. Google turned off the free business.site websites it had given small businesses in March 2024, and the redirects stopped that June. The parts no platform can switch off are your own domain, your own pages and your own customer list.

Do not take anyone's word for whether a site is worth it. Measure it for one week.
Now put the monthly cost of a simple site next to it. If three hours of your time plus a few lost enquiries is worth more than $9 to $29 a month, the arithmetic is settled. If you get two repeat questions a week and nothing goes cold, it is not, and that is a legitimate answer.
A first site does not need ten pages. One well-built page plus a reliable contact route beats five vague ones. Here is the minimum that closes the gaps above:
What you can skip on day one: a blog, a video background, a team page, live chat, a custom logo and anything described as a brand story. Our AI website checklist is the longer version of this list if you prefer to tick things off.
These are published US prices at the time of writing (October 2026), on annual billing, for the cheapest plan that does the job. Add a domain, which is roughly $10 to $15 a year for a .com, though several builders include one for the first year.
| Option | From, per month | Worth knowing |
|---|---|---|
| Instagram and DMs only | $0 | No search presence you control, no checkout since Meta removed it, nothing you own. |
| A link-in-bio page | Free to a few dollars | Fine as a menu of links. It will not answer questions or rank for your service. |
| Hostinger Website Builder | $2.99 | That price needs a 48-month prepaid term and renews at $10.99, so count the whole commitment. |
| WebNewBiz Lite | $9 | One website with the AI builder, Copilot and hosting. No online store and no CRM on this plan. |
| Wix Light | $17 | Cannot take payments on this plan. Core at $29 is the first plan that sells. |
| Squarespace Basic | $19 | Strong templates, 2% fee on store sales. Core is $29. |
| WebNewBiz Starter | $29 | Adds the Design Studio editor, Brand Kit and an online store. |
| Shopify Basic | $29 | Built for real product catalogues. Overkill if you mainly need to be found and booked. |
Be honest about which camp you are in. If you want the largest template and app ecosystem and a company that has been around for two decades, Wix or Squarespace are the safer pick, and we compare the field in the best AI website builders. If your business is genuinely a shop with dozens of products and variants, Shopify is built for that. A $9 to $29 site makes sense when your problem is being findable, answering questions and taking a deposit.
The businesses that get this right do not choose between them. Instagram stays the shop window, the site becomes the answer machine.
The reason most people in this position never build a site is not money. It is the blank page: nobody wants to write "About us" on a Sunday evening. An AI builder removes that specific problem. On WebNewBiz you describe the business in plain language and the AI website builder drafts the pages, layout and copy, then you change anything by chatting to the Copilot: rewrite that paragraph, add a pricing section, make the booking button clearer. Starter and above also include the Design Studio visual editor. The better your description, the closer the draft, and our website prompt guide shows what to include.
What it will not do, and we would rather say so now: the AI cannot know your prices, your availability, your service area or what your work looks like. The first draft is a sound structure with plausible placeholder text. Budget an hour to put in your own photos, your real prices and the answers you give in DMs every week. That hour is the difference between a site that converts and one that reads like everyone else's.
Two more caveats worth hearing before you spend anything. WebNewBiz is a younger platform with a much smaller app ecosystem and community than Wix, Squarespace or Shopify, so if you depend on an unusual integration, check first. And there is no free plan: it is $1 for the first month, then $9 on Lite, with no minimum contract and cancellation any time. If you later move on, your content and domain come with you, but the layout gets rebuilt on the new platform rather than exported as files.
If you want to see what the AI makes of your business before paying anything, the free AI Website Preview designs a homepage from a single sentence. If you sell products rather than time, the online store pages cover cart and checkout, which is the gap Meta's checkout left behind.
Can my Instagram profile show up in a Google search?
Yes, up to a point. Since mid-2025, public posts from professional Instagram accounts (public account, holder over 18) have been eligible to appear in Google results, and it is worth leaving that setting switched on. It mostly helps when someone searches your business name or handle. For "service plus town" searches, a page on your own domain plus a Google Business Profile does far more.
Is a Facebook page or a Google Business Profile enough instead of a website?
A Google Business Profile is free, gets you into Maps and is the highest-value thing to set up if you serve a local area, so do that first either way. It is still a listing: limited space, no proper service pages, no checkout. Google also switched off the free business.site websites it used to provide for businesses in March 2024, with redirects ending that June, which is a useful reminder that a profile is not a home you own.
Can I just use a link-in-bio page?
It is better than nothing and takes ten minutes. But it is a menu, not an answer. It will not rank for your service in search, will not hold a priced service list with proof and an FAQ, and in most cases will not take a deposit. If budget is the blocker, a one-page site at around $9 a month does more for you than a free links page.
How many pages do I need to start?
One good page is enough: what you do and where, prices or ranges, availability, proof, a short FAQ and one clear action. Add separate service pages later, one per thing people actually search for, because that is what earns search traffic over time.
Will building a website hurt my Instagram?
No. Reach is driven by what you post, not by whether you own a domain, and most people who land on your site will check your feed before they buy anyway. The usual outcome is less time retyping prices in DMs and more time for the posts.
What happens to my business if my account gets suspended?
Nothing good, and it does happen. There has been extensive reporting through 2025 and 2026 on Meta accounts removed in error, with appeals handled largely by automated systems and some reinstated only after journalists got involved. You cannot prevent it, but you can make it survivable: own a domain, keep your pages and photos somewhere you control, and collect customer emails or phone numbers so you can still reach people. That is the strongest argument for a website, more than design.
If you have read this far and concluded that you do not need a site yet, that is a perfectly good outcome. Close the tab and go and post something.
If the DM test said otherwise, the quickest route is to describe your business to the AI website builder, see what comes back, and spend an hour making it true. The first month is $1, Lite is $9 a month after that, and there is no minimum contract. Start for $1 when you are ready.